The Receivables Management Association Web site processes your personal data in accordance with the strict rules of the Bulgarian and European legislation on the protection of personal data.

This privacy policy is part of the Terms and conditions of use and should be read carefully as it indicates what rights you have and how you can exercise them. Any use of the website implies full consent and acceptance of these terms and conditions of use.

Types of personal information we collect

Public information provided by you:
  • via the Contact form
  • sent by e-mail

Personal information you have provided:
  • via settings and administrative data, such as your username and password

History and logs:
  • Time, date, and address of the webpages you have visited
  • The address of such webpages
  • The search you make on the site
  • Technical information about your internet browser and computer

Purposes for which your personal data is used

We use your personal information for:
  • Executing a general consumer administration
  • Investigating frauds and violations
  • Generating anonymous statistics for (the users) of the website, improve the website or provide third-party statistics

Terms and location of storage

The following storage conditions apply to the Receivables Management Association‘s Website:

Information provided by you via the contact form or as a record in a news emission.

Cookies: The cookies used on this site have a maximum duration of 365 days.

How your personal data is shared to third parties?

Third parties have access to the information you have provided for public use under the terms of your privacy statement.

We do not tolerate spam. Your e-mail is never given to third parties.

Do not share your personal data with third parties, unless you have purposefully authorized them.

We may provide access to your personal data in case of illegal use or upon request by the law enforcement agencies.


The website uses cookies to recognize you as a website user, to remember your preferred language and to make it easier for you to navigate the Website.

You may disable the cookies in your internet browser; however, some contents of the website will stop functioning properly.

Your Rights

You may get free access to your own personal details and edit them, or ask them to be edited whenever it is necessary

You may prefer and request not to use your personal information for the purposes of the direct marketing.

When providing any personal data while using the Website, based on Art. 4, para. Item 1 of The Personal Data Protection Act, you - as a user, give your explicit consent that the personal information provided by you may be processed by the Receivables Management Association for the purposes set out in these Terms and conditions of use of the website, including for statistical purposes.